David is the Executive Chairman of Azur Group Holdings Ltd, an Insurance Managing Digital Agency who partners with global Insurance Carriers and Brokers to build, underwrite and distribute insurance products. In 2002 David started, co-founded and was a Director of Cairn Capital Ltd, where he had overall responsibility for the firm’s Corporate Advisory Business. Medio Banca bought a majority holding in Cairn in June 2015. He was formerly Global Head of Structured Credit Products with The Royal Bank of Scotland and has extensive experience of debt and credit products.